Does Monzo Bank have an Application Process that is Intentionally Racist?

This was the provocative title of a LinkedIn post penned by a candidate who experienced two different outcomes on identical applications, with only one change - on the ethnicity marker. Monzo, provide a public in-thread response, as do nearly 400 other people. Worth reading the original post and the whole comment thread. H/T to brainfooders Mikael Nilsson and Garry Turner for each independently sharing this with me.